Welcome to The Complete Mortgage Company Ltd.

Buy to Let Mortgages

Buy To Let Mortgages *

A growing number of people are buying property to rent to tenants as a long term investment.

 

Investing in property is normally a safe bet as long you’re in it for the long term. If you need to borrow the money needed to buy a rental property, then you’ll need a Buy To Let mortgage.

Since the credit crunch, the Buy To Let mortgage market has shrunk somewhat, but there is still a good choice in the market. Lenders will require a large deposit, the minimum is 25%, gone are the days of being able to get a mortgage with 11% down. The general rule is the more deposit you put in, the better rate you’ll get.

You will also need know how much rent you expect to achieve from the property, as lenders take this into consideration too when assessing your application.

Most investors will take the mortgage on an interest only basis, but as with residential mortgages, repayment is the safest method. Through our consultation we’ll speak to you about which suits you best and advise you accordingly as there might be a large difference in payments.

You will have a choice of types of rate too, like fixing the payments or having a variable rate on a tracker or discounted product.

The Complete Mortgage company has access to thousands of Buy To Let mortgage schemes, and our sourcing systems are updated daily to make sure you get the most up to date information and advice. You’ll be assured to know that we can protect your investment too by offering Landlords buildings and contents insurance, we can even offer your tenants a protection against losing their job, so if they lose their income, your rent still gets paid.

Please call us today on 01480 393393 for free professional advice and fast quotes.