Welcome to The Complete Mortgage Company Ltd.

Income Protection Insurance

How would you afford to live and pay your bills if your income dropped because you couldn’t work due to illness or accident. Your employer might be generous, but few are these days, and what if you’re self employed? Nobody wants to risk repossession, but if you don’t keep up repayments on your mortgage, that may be a route the lender takes.

Income protection will provide you with a liveable income in the event of a valid claim. You choose how much and for how long when the policy is set up.

This type of protection isn’t necessarily to cover a mortgage, it’s designed to give you an income if yours drops, even people without a mortgage take this type of cover. The maximum benefit is determined by your occupation and your annual salary, and is normally available up to 65% of your gross annual salary or income.

Income protection is different to mortgage payment protection in a number of ways, but mainly that it will continue to pay until you’re able to return to work, or you reach retirement age or the plan expires, so really it’s a permanent solution.

There’s quite a lot to know when arranging cover of this sort, and there are quite a few options to weigh up. We have access to a great range of products from a large number of providers, so we are very confident that we will get the right level of protection for you at the right price. Please call us or click on the enquiry link and we’ll call you.